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Find the Right Bad credit Mortgages in London, UK

Find the Right Bad Credit Mortgage in London
Frida Finance
Bad Credit Mortgages – Frida Finance

Struggling with Bad Credit? We Can Still Help You Buy

At Frida Finance, we believe that poor credit history shouldn’t stand in the way of your dream home in London. If you’re worried that missed payments, defaults, or irregular income will affect your chances, our team of expert mortgage advisers is here to help.

We specialise in finding the right bad credit mortgage solutions designed around your needs in London, UK.

Can You Get a Mortgage with Bad Credit?

Many people assume that lenders automatically reject applications from those with imperfect credit. The reality is, with the right approach and access to the right bad credit mortgage lenders, you can still qualify. At Frida Finance, we work with a wide network of lenders across the UK- including those who understand the London housing market- giving you more options and better chances of approval.

bad credit mortgages

If you have any questions, get in touch now for a free consultation.

What It Really Means

Bad credit doesn’t mean you can’t get a mortgage – it just means you need the right support.

At Frida Finance, we help clients who’ve faced:

  • Missed payments
  • CCJs, defaults, or DMPs
  • Bankruptcy or irregular income

High street lenders may say no — but specialist lenders often say yes.
We look at your full financial picture, not just your credit score.

With the right advice, the right lender, and a tailored plan, your bad credit doesn’t have to hold you back from owning a home in London.

Frida Finance
Frida Finance

Frida Finance

Tools to Support Your Mortgage Journey

Bad Credit Mortgage Loan Calculator

Estimate your repayments with ease.

Bad Credit Mortgage UK Rates

Compare current rates tailored for your situation.

Specialised Support for Self-Employed

Even without three years of accounts, we can help you prove affordability.

Bad Credit Mortgage

How We Help with Bad Credit Mortgages

  • Tailored Advice – Our advisers assess your financial situation and recommend the most suitable lenders.
  • Access to Specialist Lenders – We connect you with bad credit mortgage lenders who are open to applications from those with past financial challenges.
  • Clear Guidance – From using a bad credit mortgage calculator to understanding bad credit mortgage rates in London, we make the process simple and transparent.
  • Fast Approvals – Our experience means we can help you get a bad credit mortgage quickly, without unnecessary delays.

Why Choose Frida Finance?

Years of experience helping clients secure bad credit mortgage loans across London and the UK.

Good history of first-time buyers, landlords, and self-employed.

One-on-one advice at each level – we come when you need us the most.

Local Expertise in the London Housing Market

London Mortgage Specialists – We Know the Capital

 Navigating London’s Unique Property Landscape

  • Buying in London is unlike anywhere else in the UK.
  • Prices, deposit expectations, and lender criteria vary by borough.
  • This makes getting a mortgage — especially with bad credit — more complex.
Bad Credit Mortgage

Real Success Stories – Turning Bad Credit into Homeownership

Helping Londoners Overcome Credit Challenges Every Day

At Frida Finance, we’ve helped hundreds of clients across London secure mortgages — even when they thought it was impossible. Our personalised, non-judgmental approach focuses on solutions, not past mistakes.

Here are a few real examples of what we’ve achieved:

Case Study 1: First-Time Buyer in Hackney

Challenge: CCJ from 2 years ago + irregular freelance income
Solution: Matched with a flexible lender who accepted alternative income proof
Result: Approved for a mortgage with just a 10% deposit

Case Study 2: Self-Employed Buyer in Croydon

Challenge: Only 1 year of trading history + missed loan payments
Solution: Used business bank statements + SA302s to prove affordability
Result: Mortgage approved with a competitive rate from a specialist lender