Not all services we offer are covered by the FCA
At Frida Finance, we believe that poor credit history shouldn’t stand in the way of your dream home in London. If you’re worried that missed payments, defaults, or irregular income will affect your chances, our team of expert mortgage advisers is here to help.
We specialise in finding the right bad credit mortgage solutions designed around your needs in London, UK.
Many people assume that lenders automatically reject applications from those with imperfect credit. The reality is, with the right approach and access to the right bad credit mortgage lenders, you can still qualify. At Frida Finance, we work with a wide network of lenders across the UK- including those who understand the London housing market- giving you more options and better chances of approval.
At Frida Finance, we help clients who’ve faced:
High street lenders may say no — but specialist lenders often say yes.
We look at your full financial picture, not just your credit score.
With the right advice, the right lender, and a tailored plan, your bad credit doesn’t have to hold you back from owning a home in London.
Tools to Support Your Mortgage Journey
Estimate your repayments with ease.
Compare current rates tailored for your situation.
Even without three years of accounts, we can help you prove affordability.
Years of experience helping clients secure bad credit mortgage loans across London and the UK.
Good history of first-time buyers, landlords, and self-employed.
One-on-one advice at each level – we come when you need us the most.
London Mortgage Specialists – We Know the Capital
Navigating London’s Unique Property Landscape
At Frida Finance, we’ve helped hundreds of clients across London secure mortgages — even when they thought it was impossible. Our personalised, non-judgmental approach focuses on solutions, not past mistakes.
Here are a few real examples of what we’ve achieved:
Challenge: CCJ from 2 years ago + irregular freelance income
Solution: Matched with a flexible lender who accepted alternative income proof
Result: Approved for a mortgage with just a 10% deposit
Challenge: Only 1 year of trading history + missed loan payments
Solution: Used business bank statements + SA302s to prove affordability
Result: Mortgage approved with a competitive rate from a specialist lender
Your consultant will confirm the amount before you choose to proceed but we estimate it to be 1% of the total borrowing.
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