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Bridging loans

Mortgage products

Quick & Reliable Finance with Bridging Loans UK

When property opportunities move fast, having access to immediate funds can make all the difference. A bridging loan provides short-term finance to cover gaps until long-term funding is secured. At Frida Finance, we are in the business of arranging customers throughout London and the rest of UK to flexible bridging finance based on residential and business bridging loan requirements.

We are a trusted bridging loan broker whose responsibilities are to connect to the right lenders in order to secure competent bridge loans financing rates and smooth sailing all the way through.

When to Use a Bridging Loan in London

Bridging loans offer flexibility for individuals, property developers, and businesses. Common scenarios include:

  • Property Chains – Avoid losing your dream London home by securing funds while waiting for your current property sale.
  • Auction Purchases – Complete within tight deadlines, often 28 days, with fast bridging loans.
  • Property RefurbishmentFrida Finance renovations or conversions until long-term mortgage funding is available.
  • Commercial Projects – Short-term capital for purchasing, renovating, or expanding business premises with a commercial bridging loan.
  • Investment Opportunities – Take advantage of time-sensitive deals in the London market.

What is a Bridging Loan?

A bridging loan is a temporary loan, typically between 1 -18 months, aimed at closing the gap between temporary and permanent finance. Buyers of the property commonly require money urgently and use it when buying at auction, before the sale of a property, and when they are financing the renovation process.

There are opportunities that without fast bridging loans, you would have lost, and in the competitive property market in London, time is of the essence.

Bridging Loan Calculator UK

Before applying, many borrowers want to estimate their costs. Our bridging loan calculator UK makes it simple to:

  • Calculate monthly interest payments.
  • Estimate the total cost of borrowing.
  • Compare different loan amounts and terms.
  • Understand how bridge loan financing rates affect affordability.

Using a bridging loan calculator gives you clarity and helps you plan with confidence before committing.

Speed

Access funds within days, not weeks.

Flexibility

Loans tailored for residential, investment, or commercial bridging loans.

Higher Approval Rates

Focused more on property value and exit strategy than income.

Competitive Rates

With the right bridging loan broker, you gain access to trusted lenders and fair rates.

Short-Term Security

Ideal for situations where mainstream mortgage approval takes too long.

Bridge Loan Financing Rates in the UK

One of the most important aspects of a bridging loan is cost. Bridge loan financing rates in the UK vary depending on:

  • Loan amount and term.
  • Type of property (residential vs. commercial).
  • Credit history of the borrower.
  • Exit strategy strength.

Rates normally begin at 0.5 to 1.5 percent every month, plus set-up expenses and legal charges. By dealing with specialist bridging loan brokers such as Frida Finance, you will be able to get the best rates.

Commercial Bridging Loans in London

Commercial bridging loans, to businesses, are essential innovations for unlocking opportunities within a short time. Commercial bridging finance provides the liquidity you require, whether you are obtaining the necessary office space, renovating business premises, or funding an expansion that is time-based.

Benefits include:
1. Quick access to capital.
2. Flexible repayment terms.
3. Funding based on property value, not 4. just company accounts.
5. Tailored solutions from specialist
6. bridging loan companies in the UK.

Bridging Loan Companies in the UK – Why Work with a Broker?

There are too many bridging loan companies in the UK, and it is hard to select the appropriate one. Lenders have varying requirements, rates,s, and times to approval. This is the reason why using a professional bridging loan broker such as Frida Finance saves you time and money.

We:
1. Compare multiple lenders to find the best fit.
2. Negotiate lower bridge loan financing rates on your behalf.
3. Handle the paperwork and speed up approval.
4. Provide independent advice suited to your unique situation.

How Much Can You Borrow?

Loans would be varied between £25,000 and above over 25 million, depending on the property and the lender.

Loan-to-Value (LTV) may reach 75 per cent or more with some bridging loan companies.

The bridging loan calculator UK helps estimate what’s affordable for your needs.