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Commercial mortgages

Frida Finance

Commercial Mortgages with Frida Finance

It may be overwhelming to get a commercial mortgage in London. There are different commercial mortgage rates in the UK, different requirements of the lenders, and complex terms, which would be hard to figure out where to begin. We make it easy at Frida Finance. We are your local commercial mortgage broker in London, and as such, we will put you in touch with lenders throughout the UK to get you the best commercial property mortgage rates.

Our team offers the purchasing experience and expertise needed, whether it is to buy a new premise or to refinance a premise that you already own.

What is a Commercial Mortgage?

A commercial mortgage is a loan secured against a property that is not your residence. It is typically used for:

  • Purchasing offices, shops, warehouses, or industrial units.
  • Expanding a business with a new commercial building.
  • Investing in property as part of a commercial buy-to-let mortgage strategy.
  • Refinancing existing loans to secure lower commercial loan mortgage rates.

Unlike residential mortgages, lenders assess commercial deals differently, focusing on the property’s income potential, your business stability, and the deposit available.

Commercial Mortgage Rates UK – What to Expect

The rates of commercial mortgage UK are fluctuating based on several factors such as: Deposit size (typically 25–40%). Investment or ownership property. Property type (office, retail, industrial, or mixed-use).

The history credit, and financial capability of the borrower. Residential mortgages have definite standard rates, but the rates on commercial property mortgages are not standardized. This is why it is important to have a commercial mortgage broker such as Frida Finance do your negotiations with the lenders to ensure the best commercial mortgage rates UK are achieved in your case.

Why Choose Frida Finance for a Commercial Mortgage in London?

1. Local Expertise in London – We understand the London commercial property market and work with lenders who specialise in the area.
2. Access to Specialist Lenders – From high street banks to niche commercial mortgage companies UK, we find solutions others may miss.
3. Tailored Advice – Every business is unique. We design packages that fit your property and long-term goals.
4. Competitive Rates – By comparing multiple lenders, we secure the best commercial mortgage rates UK available.
5. End-to-End Support – From using our commercial mortgage calculator UK to submitting applications, we guide you at every step.

Commercial Mortgage Options

Owner-Occupied Commercial Mortgages

For businesses purchasing their own premises. Ideal for shops, restaurants, or offices in London.

Commercial Buy-to-Let Mortgage

If you’re an investor, a buy-to-let commercial mortgage allows you to purchase property and generate rental income.

Refinancing and Remortgaging

Switch your existing loan to secure better commercial mortgage rates or release equity for business growth.

How Much Can You Borrow?

The amount depends on:

1. Property type and value.
2. Rental income potential (for buy-to-let).
3. Your business turnover and financial performance.
4. Deposit size (minimum 25–40%).
You can use our commercial mortgage calculator UK to get an instant idea of monthly repayments and borrowing capacity.

Benefits of Working with a Commercial Mortgage Broker Near Me

When searching for a commercial mortgage broker near me, you want someone who understands the local market. With Frida Finance:

1. You’ll have access to a wide panel of lenders.
2. You’ll save time and stress by letting us handle the paperwork.
3. You’ll benefit from local London expertise for smarter property investment.
4. We’ll negotiate the best commercial mortgage rates in the UK on your behalf.