FAQ’S

A deposit of at least 5-10 percent of the property value will be required of most first-time buyers. There are a handful of lenders that have provided 100 percent mortgage financing to first-time buyers, but these are scarce, more rigid, and tend to result in higher monthly payments.

Stamp duty relief is also one of the largest benefits that can save you thousands. You will also enjoy the option of government-supported Help to Buy schemes and mortgage products that first-time buyers can enjoy, and in most cases, with better rates.

Yes, there are a few plans that will assist. The most common of them are the First-Time Buyers Mortgage Scheme UK and Shared Ownership, which are aimed at making the process of entering the property ladder easier.

The rates vary every now and then, and it is tough to know what is best. And that is where a broker such as Frida Finance in London can come in. We also compare offers of various lenders to ensure that you receive the most competitive deals possible as a first-time buyer.

Yes, it can be done with some 100 percent mortgage financing investments. Nevertheless, they are not prevalent and often have more difficult conditions, e.g., they require a guarantor, or require paying a larger amount of repayments monthly.

Life insurance is an insurance that is released if you die, and a type of insurance called income protection will replace your income in the case of illness or accident, causing a loss of work.

Yes. Life insurance and mortgage protection guarantee that your family is not at risk of losing their home.

Not always. Many cheap life insurance UK options are available, with premiums starting at less than £10 per month.

It depends on your needs. At Frida Finance, we compare policies from top life insurance companies UK to find the best match for you.

Some do, but it depends on the insurer. We help you find flexible plans suited to your health and lifestyle.

The normal deposit requirements in most lenders range between 25 and 40 per cent, and they also differ depending on the type of property and the riskiness of the property.

Yes, the rates charged on commercial loan mortgages are more likely to be high because the lenders view the commercial properties as being of greater risk.

Absolutely. Many landlords and investors use buy-to-let commercial mortgages to generate rental income.

Work with a commercial mortgage broker like Frida Finance. We compare multiple lenders and negotiate tailored terms for you.

Yes, the majority of lenders and brokers have such tools as a commercial mortgage calculator UK to assist in estimating repayments, although the end terms will always require underwriting.

Yes, refinancing can save you by securing lower rates of commercial property mortgage or equity release for other investments.

Some fast bridging loans are approved within 5–7 working days, depending on lender checks.

Not always. Many lenders focus on your property’s value and exit plan.

Yes. Commercial bridging loans are typically done on business purchases, expansions, or developing the property.

They are also more expensive than regular mortgages, but a bridge loan broker that has been selected will provide competitive rates on financing bridge loans.

Use our bridging loan calculator UK to get an instant estimate of monthly repayments and total borrowing costs.

You can apply by providing your financial records, bank statements, and business plan. At Frida Finance, we simplify the process and connect you to lenders who offer fast and approved business finance solutions.

With Frida Finance, we aim for a quick turnaround. By working with the right lenders and preparing all documents in advance, approvals can be much faster.

 It’s a tool to estimate property transfer costs. It helps you budget better, but we recommend consulting an adviser to ensure your calculations are accurate.