Not all services we offer are covered by the FCA
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Not all services we offer are covered by the FCA
Islamic Finance offers a fair, faith-based way to own property — and with Frida Finance, it’s easier than ever.
These London-compliant mortgages follow Islamic law, avoiding interest (riba) and promoting ethical, transparent finance. They’re a great option for both Muslims and non-Muslims who want a more responsible way to buy or invest in property.
Whether you live in London or anywhere in the UK, we’ll guide you through every step — from first-time buying to investing.
In a standard mortgage, you borrow money and repay it with interest.
In Islamic finance, interest is not allowed.
Instead, the bank and the buyer share ownership of the property. Here’s how it works:
1. The bank buys the home for you.
2. You pay in installments while renting the part you don’t yet own.
3. Over time, you buy the bank’s share and become the full owner.
There’s no interest, no hidden fees, and full transparency.
Types of Islamic Mortgages
The bank buys the home, then sells it to you at a higher price (includes profit).
You pay in set installments.
Best for short-term or bridging finance.
The bank owns the home and rents it to you.
Each payment covers rent + a part of the purchase.
You own the home at the end.
Great for residential buyers.
You and the bank buy the home together.
You slowly buy out the bank’s share.
You pay rent only on the part you don’t own.
Most popular for buying homes in the UK.
Islamic mortgages are open to everyone, not just Muslims.
You can apply with Frida Finance if you:
We work with trusted Islamic lenders like Offa and Gatehouse Bank to get you approved.
With Frida Finance, many Islamic mortgage options let you start with just a 5% deposit — the same as many conventional mortgages. That means if you’re buying a £200,000 home, you only need a £10,000 deposit.
Want to invest in property in a Shariah-compliant way?
Islamic Buy-to-Let mortgages help you:
Perfect for investors in London’s rental market or other UK cities.
Experts in both Islamic and conventional UK mortgages
Strong ties with Offa, Gatehouse, and other trusted lenders
No hidden fees — full honesty, always
Support for Skilled Workers, first-time buyers, landlords, and investors
Local advisors in London, helping clients across the UK
Need short-term or business property funding?
Frida Finance also supports:
All options are Shariah-approved — no interest, no hidden risk.
5% deposit or more
Proof of income (salary or self-employed)
Valid Skilled Worker Visa (or UK residency)
Clean credit history
Proof of address (e.g. utility bill or UK bank account)
We know Islamic mortgages can feel complex. That’s why our experts:
Check your eligibility
Pair You with the finest Shariah-compliant lenders.
In simple English, explain everything.
Manage your full application from start to finish
Your consultant will confirm the amount before you choose to proceed but we estimate it to be 1% of the total borrowing.
