Worker Visa Mortgages in London, UK

Skilled Worker Visa Mortgages – Your Pathway to Homeownership in the UK with Frida Finance

If you’re living and working in the UK on a Skilled Worker Visa, owning a home might seem like a distant dream — but with Frida Finance, it’s closer than you think.
We specialise in helping professionals like you who’ve moved to the UK to build a better future. Our Skilled Worker Visa Mortgages are specially created to help you purchase your own house, even when you are new to the UK or sometimes when you are yet to be granted the Indefinite Leave to Remain (ILR).
Frida Finance can guide you on your home purchase, investment in a Buy-to-Let property, or support your family through the support of the institution, regardless of whether it is your first home or not.

Why Choose a Skilled Worker Visa Mortgage from Frida Finance?

Unlike standard mortgages, these specialist products are created for foreign nationals employed in the UK on a valid Skilled Worker Visa.

Here’s why so many people in London and across the UK choose Frida Finance for their mortgage needs:

Deposit from just 5% – start your homeownership journey sooner.
No minimum time in the UK – apply even if you’ve just arrived.
No minimum income requirement – we assess your actual affordability.
No minimum time left on your visa required – short visa terms accepted
Dependants can be on the mortgage too – if your partner works, both incomes can be used.
Available to the self-employed – perfect for freelancers and contractors.

At Frida Finance, we understand that every client’s journey is unique. That’s why we work closely with lenders who are flexible and open to Skilled Worker Visa holders — helping you secure your dream home without unnecessary barriers.

Who Can Apply?

You can apply for a Skilled Worker Visa Mortgage through Frida Finance if you:

1. Have been employed in the UK for at least 12 months.
2. Hold a valid Skilled Worker Visa.
3. Can show proof of income (payslips or bank statements).
4. Have a clean credit record with no major defaults.

Even if you’re new to the UK or your visa is due for renewal soon, our expert advisors can connect you with lenders who understand your situation and are happy to help.

If you have any questions, get in touch now for a free consultation.

Including Dependants on Your Mortgage

One of the most popular features of a Skilled Worker Visa Mortgage is the ability to include dependants.

If your spouse or partner also works, their income can be combined with yours — giving you access to a higher borrowing limit and more property choices.

For example:
Assuming that you earn £35,000 annually, and you have a partner who earns £25,000, you would be able to borrow approximately £300,000 or even more, depending on the lending company.

Frida Finance is a business partner in London, Birmingham, Manchester, and other UK cities that simplifies, makes transparent, and affordable joint homeownership to families.

Buy-to-Let Options for Skilled Workers

At Frida Finance, we know many Skilled Worker Visa holders also want to invest in UK property.

The great news is that you can apply for a Buy-to-Let mortgage, even while on your current visa.

This allows you to:
Buy a house and lease it as a source of additional revenue.
Create long-run wealth by having property appreciation.
Diversify your income while continuing your UK employment.

With our network of specialist Buy-to-Let lenders, we make it easy for you to start investing and create a strong financial foundation for your future.

Why Choose Frida Finance?

Getting a mortgage can feel overwhelming — but we make it easier.

Frida Finance is a London-based mortgage broker that helps Skilled Worker Visa holders get approved quickly and with confidence.

Here’s what we do for you:

Find lenders that accept Visa applicants
Compare deals to get you the best rate
Handle the paperwork and talk to lenders for you
Guide you step-by-step through the process

We will save you time, eliminate the stress, and help you through the process with the help of an expert.

Eligibility Checklist

In most cases, you will require the following when applying by way of Frida Finance:

Evidence of work experience (at least 12 months).
Valid Skilled Worker Visa.
Proof of deposit (starting from 5%).
Proof of income (payslips or bank statements).
Proof of address (utility bill or UK bank account).

That’s it — no need for years of UK residency or complicated documentation.

Why London Is the Best Place to Buy

London remains one of the world’s strongest property markets, offering excellent long-term growth potential.

Buying in London while on a Skilled Worker Visa can be an incredible investment. Property values continue to rise steadily, meaning the home you buy today could deliver strong returns in years to come.

At Frida Finance, we offer local market insights, helping you understand:

The best areas to buy within your budget.
Growth potential by borough.
Rental yields for investment properties.

With our London-based advisors, you’re always one step ahead.